Understanding Precious Metals Investing

investing in precious metals is a unique opportunity to take advantage of the global market and potentially reap huge rewards. It provides an alternative investment option,as while stock prices may fluctuate wildly,the value of these metals tend to remain relatively stable. Before diving in,many investors turn to resources like the Augusta Precious Metals review to get insights on market trends. Not only do these metals offer a tangible source of wealth for diversifying portfolios,but their long history as currency also carries with it prestige that many investors seek out. With small investments,one could time purchases strategically and achieve great success!

Advantages and Disadvantages of Precious Metals Investing

Investing in precious metals can provide investors with many benefits,yet it may also be difficult to maintain. With potential stability during times of economic uncertainty compared to other commodities,these tangible assets might prove useful in crisis situations or when other physical assets are devalued. However,obtaining and storing the physical metal can be costly and challenging – as well as the possibility of short-term price volatility that could make them a risky option for those looking for quick profits.

Popular Precious Metals for Investment Purposes

Investors seeking to diversify their holdings may turn to precious metals for a lower-risk option. Gold,renowned for its limited supply and status as a store of value,is an appealing choice; however,silver is also seen as a gold substitute with similar Properties. For those looking to take on more risk in exchange for potential rewards,platinum and palladium provide options—though the latter’s rarity and volatility mean it carries greater risk than gold or silver.

The Benefits of Investing in Augusta Precious Metals

The remarkable advantages of investing in Augusta Precious Metals are plentiful. From its unparalleled liquidity to its ability to provide a hedge against inflation,Augusta Precious Metals offer investors a surefire way to secure their wealth and build it responsibly. With competitive prices on gold bullion,coins,rounds,silver bars,coins and rounds – all safely stored in state-of-the-art facilities monitored 24/7 – you can rest easy knowing that your assets are protected. And with exceptional customer service from an American company responsible for every step of the Process from mining and refining through production and distribution – what more could one ask?

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Navigating LinkedIn’s Professional LandscapeNavigating LinkedIn’s Professional Landscape

LinkedIn,established in 2002,has evolved into a premier professional networking platform,a digital nexus for professionals,job seekers,and businesses worldwide. Its primary function is for professionals across sectors to cultivate their online persona,network,and explore Career pathways.

Who Utilises LinkedIn and Why:

Professionals: They use LinkedIn to create a digital footprint,showcasing their career history,skills,and achievements. This visibility aids in connecting with potential employers,clients,or partners.

Job Hunters: It’s an essential tool for job searches,offering applications and recommendations for openings,alongside networking opportunities with recruiters and hiring managers.

Businesses: Companies establish their online brand,recruit talent,and share industry insights. They maintain business pages,engage with audiences,and post updates.

Entrepreneurs: For entrepreneurs and small business owners,LinkedIn is key for expanding networks,generating leads,and reinforcing industry credibility.

Embracing LinkedIn Training and Learning at Your Pace:

LinkedIn Learning,an online educational platform,offers numerous courses across various fields. Its advantages include:

Flexible Learning: Users can access courses at their convenience,making it ideal for both professionals and students.

Diverse Curriculum: The platform boasts a broad selection of industry expert-led courses covering numerous topics.

Skill Development: It’s an excellent resource for acquiring new skills or enhancing existing ones,valuable for career progression.

Certifications: Many courses offer completion certificates,which can be added to your LinkedIn profile,showcasing your expertise.

Cost-Effectiveness: LinkedIn Learning provides an affordable alternative to traditional educational avenues.

LinkedIn as a Social Selling Platform:

LinkedIn excels as a social selling tool for businesses and sales professionals,offering:

Targeted Prospecting: Users can pinpoint potential clients or partners with specific filters like industry or job title.

Relationship Development: Regular interactions help foster relationships with prospects through group participation,commenting,and personalized messaging.

Content Sharing: Publishing informative content establishes expertise and attracts industry-interested potential customers.

Lead Generation: Tools like InMail and Sponsored Content widen outreach and facilitate lead generation.

Performance Analytics: LinkedIn provides analytics to monitor the effectiveness of social selling activities.

In conclusion
LinkedIn is a vital resource for professionals and businesses for networking,opportunity exploration,and lead generation. LinkedIn Learning further enriches this experience by offering diverse,flexible learning opportunities for personal and professional growth.

Medicare 2024 IRMAA Brackets: AmountsMedicare 2024 IRMAA Brackets: Amounts

With the announcement of the August CPI-U the 2024 Brackets are official, they will increase by over 5.00% to start at $103, 000 for an individual.

Now please keep in mind that at any point between now and the beginning of the 2024 Congress or the current Presidential Administration can alter these Medicare IRMAA Brackets, but if they do not then there will be at least a little bit of good news for seniors.

Official 2024 IRMAA Brackets

SingleCouple MAGIPart BPart D
< $103, 000< $206, 000$174.70Premium (varies)
$103, 000 to $129, 000$206, 000 to $258, 000$244.60$12.90
$129, 000 to $161, 000$258, 000 to $322, 000$349.40$33.30
$161, 000 to $193, 000$322, 000 to $386, 000$454.20$53.80
$193, 000 to $500, 000$386, 000 to $750, 000$559.00$74.20
> $500, 000> $750, 000$594.00$81.00

How the IRMAA Brackets adjust:

When Congress created Medicare IRMAA back in 2003 through the passing of the Medicare Moderniztion Act, they ruled that the IRMAA Brackets would adjust by

“The percentage (if any) by which the average of the Consumer Price Index for all urban consumers (United States city average) for the 12-month period ending with August of the preceding calendar year exceeds such average for the 12-month period.”

So, if the CPI-U at the end of August of the current year is greater than the previous August then the IRMAA Brackets will increase. Note the inflation rate does not determine IRMAA costs but the IRMAA amount itself.

By the way there is no language that would stop the IRMAA Brackets from going down if the CPI-U would actually deflate from year to year.

In terms of the all the thresholds within the IRMAA Brackets, due to the passing of the Bi-Partisan Budget Act of 2018 the 5th Threshold in the IRMAA Brackets will not adjust for inflation until 2028.

What are the IRMAA Brackets:

According to the Social Security Administration (SSA) the IRMAA Brackets are a:

“Set of tables containing modified adjusted gross income (MAGI) ranges and income-related monthly adjustment amounts (IRMAA). There are 3 tables, each based on a person’s income tax filing status.”

The IRMAA Brackets and surcharges/ plan premium, according to a person tax filing status in 2023 are: Single, head of household or qualifying widow(er) with dependent child, married filing jointly, and married filing separately. Many Medicare beneficiaries who are exploring options may consider Medicare Advantage plans, which can offer additional benefits beyond what traditional Medicare covers.

Single, head of household or qualifying widow(er) with dependent child
MAGIPart B Premium isPart D Premium is
< $97, 000$164.90Premium (varies)
$97, 000 to $123, 000$230.80Premium + $12.20
$123, 000 to $153, 000$329.70Premium + $31.50
$153, 000 to $183, 000$428.60Premium + $50.70
$183, 000 to $500, 000$527.50Premium + $70.00
> $500, 000$560.50Premium + $76.40
   
Tax Filing Status: Married, filing jointly
MAGIPart B Premium isPart D Premium is
< $194, 000$164.90Premium (varies)
$194, 000 to $246, 000$230.80Premium + $12.20
$246, 000 to $306, 000$329.70Premium + $31.50
$306, 000 to $366, 000$428.60Premium + $50.70
$366, 000 to $750, 000$527.50Premium + $70.00
> $750, 000$560.50Premium + $76.40
   
Tax filing Status: Married, Filing Separately
MAGIPart B Premium isPart D Premium is
< $97, 000$164.90Premium (varies)
$97, 000- $403, 000$527.50Premium + $70.00
>$403, 000$560.50Premium + $76.40

What the 2024 IRMAA Brackets, by law are:

Single, head of household or qualifying widow(er) with dependent child
MAGIPart B Premium isPart D Premium is
< $102, 000$174.80Premium (varies)
$102, 000 to $130, 000$244.70Premium + $12.90
$130, 000 to $161, 000$349.50Premium + $33.30
$161, 000 to $193, 000$454.40Premium + $53.80
$193, 000 to $500, 000$559.20Premium + $74.20
> $500, 000$594.20Premium + $81.00
  
Tax Filing Status: Married, filing jointly
MAGIPart B Premium isPart D Premium is
$204, 000.00$174.80Premium (varies)
$204, 000 to $260, 000$244.70Premium + $12.90
$260, 000 to $322, 000$349.50Premium + $33.30
$322, 000 to $386, 000$454.40Premium + $53.80
$386, 000 to $750, 000$559.20Premium + $74.20
> $750, 000$594.20Premium + $81.00
   
Tax filing Status: Married, Filing Separately
MAGIPart B Premium isPart D Premium is
< $103, 000$174.80Premium (varies)
$102, 000- $403, 000$559.20Premium + $74.20
>$403, 000$594.20Premium + $81.00

What is IRMAA:

IRMAA is short for Medicare’s Income Related Monthly Adjustment Amount which is according to the Code of Federal Regulations:

“An amount that you will pay for your Medicare Part B and D coverage when your modified adjusted gross income is above the certain thresholds.”

IRMAA is a tax on your income through Medicare Part B and Part D coverage if you have too much income while in retirement. To potentially lower your expenses, consider shopping for Medicare through recommended platforms to ensure you receive the best rates and benefits, especially if you’re interested in Medicare Advantage plans.

Shipping Container Delivery and Placement GuideShipping Container Delivery and Placement Guide

Shipping Container Delivery and Placement Guide

If you are considering buying a shipping container,it is crucial to ensure that your Property is adequately prepared for its arrival. The delivery truck from Giant Lock Box needs to have easy access to your site and the ability to maneuver around any potential obstacles. It is imperative to check and comply with zoning laws and building codes to guarantee adherence to regulations. Additionally,for a stable foundation,consider preparing the ground by laying a foundation of railroad ties or concrete blocks. This careful preparation ensures a smoother process and successful Integration of the shipping container onto your property.

Location

When buying a shipping container,it is important to consider where you will place it on your property. This can help you avoid any problems down the road. It is also important to research local regulations and building codes in your area. Doing this will ensure that you comply with all laws and are using your shipping container correctly. The surface of the site where you will place your shipping container should be level and stable. It is best to choose a site with asphalt,concrete,or dry compacted gravel surfaces. These surfaces are ideal for shipping containers because they can withstand the weight of the truck and will not become soft or muddy during transportation and delivery. Using a shipping container tracking system can give you live,automated updates on the status of your shipment. These systems can alert you of ETA delays,vessel arrival,gate-out time and even notify you if your container is at risk of demurrage.

Size

A shipping container (also known as a conex box,or CONEX) is a steel-framed unit that can be purchased or modified to fit a variety of needs. When deciding on a storage container,size is an important factor to consider. Standard containers meet ISO requirements and are approximately 20’ (length) x 8’ (width) x 8’6’’ (height). A common option is the high cube container,which is one foot taller than a standard container.

Weight

Weighing containers is crucial in order to comply with SOLAS (Safety Of Life At Sea) regulations regarding VGM requirements as well as state truck size and weight limit laws while transporting them via road. This also helps minimize accidents caused by unbalanced and overloaded shipping containers.

Each container has a tare (empty) weight,maximum payload capacity and max gross weight indicated on it. Tare weight is the container’s empty weight and payload capacity is determined by subtracting it from the tare weight. The tare weight is usually written on the side of the container. High cube containers tend to weigh more than standard containers as they have an extra foot of height resulting in more metal in the structure.

Safety

There is a lot that goes into making sure a shipping container delivery and placement process goes smoothly. The location you choose for your shipping container is just one part of this. Other important aspects include securing permits,preparing equipment and informing neighbors.

Safety is a major concern when it comes to shipping containers. They are heavy and large,and can be a danger to pedestrians or vehicles. This is why it is a good idea to place them away from pedestrians or near other structures.

You should also make sure that there is plenty of clearance for the truck to drive and place the container. If there are any obstructions,the driver could get stuck or damage the container or truck. Obstructions may include low hanging tree branches,gates,arches or eaves. It is also a good idea to have someone on site to act as a spotter in case of any low hanging objects that might be difficult to see.

 

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